Description
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets.
We go far beyond traditional payment processing. Breeze combines global payments, AI, stablecoins, and a Merchant of Record-like model to take on the complexity businesses typically manage themselves, including compliance, risk, fraud, chargebacks, reconciliation, and customer support.
Our goal is simple: let businesses focus on building and selling great products while Breeze handles the complexity behind getting paid.
Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, Breeze is a successful, rapidly growing, and exceptionally well-capitalized company. We have the runway to think long term while remaining early enough that every person joining today can have a meaningful impact on what we build.
Senior Fraud & Risk Engineer
Are you passionate about solving complex challenges in the fintech space? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify all currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're excited about creating innovative solutions in a fast-paced environment, we want to talk to you.
We are hiring a Senior Fraud & Risk Engineer!
As a Senior Fraud & Risk Engineer at Breeze, you will own and build the risk infrastructure that powers our payments platform. This is a highly strategic and hands-on role where you will design, implement, and scale our fraud detection systems across a diverse and growing portfolio of merchants.
You’ll work across best-in-class tools like Sift and Sardine to create a multi-merchant risk engine that balances approval rates with fraud prevention. From rules architecture to model tuning and chargeback analysis, you’ll be responsible for driving measurable improvements in fraud performance.
This role is ideal for someone who has built or operated fraud systems in payments or marketplaces, thrives in high-ownership environments, and wants to shape risk as a core product function at a fast-growing fintech company.
Preference on a colleague who can work hybrid in our NYC office.
What You’ll Do
- Own and evolve Breeze’s fraud risk engine, integrating Sift ML scoring and Sardine rules across all merchant categories
- Design and maintain a scalable rules architecture, including category-level defaults, merchant-specific overrides, velocity checks, and blocklists
- Continuously tune thresholds and features across merchant segments to optimize approval rates and minimize fraud
- Build feedback loops between manual review decisions, chargeback data, and model retraining to improve detection accuracy
- Partner closely with risk operations to translate real-world fraud patterns into automated rules and systems
- Lead onboarding of new merchants into the risk stack, solving cold-start challenges and calibrating risk for new verticals
- Monitor and improve key fraud KPIs, including approval rate, chargeback rate, and false positive rate
- Collaborate cross-functionally with product, engineering, and operations to ensure risk systems are scalable and deeply integrated into the platform
What We’re Looking For
- Proven experience in fraud and risk engineering within payments, marketplaces, or acquiring processors (e.g., Stripe, Adyen, Square, Checkout.com, Worldpay)
- Hands-on experience integrating third-party fraud tools such as Sift, Forter, Featurespace, Feedzai, or Kount
- Experience operating multi-merchant or marketplace fraud systems, including segmentation, shared models, and per-merchant customization
- Strong understanding of rules engine design, including layered rules, velocity checks, and scalable rule management
- Deep operational fraud knowledge, including manual review workflows, chargeback handling, and false positive analysis
- Comfortable working cross-functionally and translating operational insights into technical systems
- Highly analytical with a strong bias toward measurable outcomes and continuous improvement
- Adaptable, resourceful, and thrives in fast-paced, ambiguous environments
Requirements
- 6+ years of experience in fraud/risk engineering in fintech, payments, or related technology environments
- Proven experience working with or integrating fraud detection platforms (e.g., Sift, Sardine, Forter, Feedzai, Kount)
- Experience supporting multi-merchant or marketplace environments with complex risk needs
- Strong understanding of payments infrastructure, transaction flows, and fraud vectors
- Familiarity with PCI compliance, 3DS, and PSP-level risk tooling is a plus
- Experience in high-risk verticals such as gaming, crypto, or digital goods is a plus
- Ability to own systems end-to-end, from design through production and iteration
- Bachelor’s degree or equivalent experience
Our Culture
- Fast-paced and dynamic – We move quickly and adapt to capture opportunities
- Builder’s mindset – We value ownership, initiative, and creativity
- Collaborative – Risk, product, and engineering operate as one unified team
- Continuous learning – We challenge each other and constantly improve
Why Join Us
- Competitive salary + equity
- 21 days PTO
- Flexible benefits: annual medical allowance, productivity allowance, gym/well-being subsidy
- Annual team retreat
- Opportunity to build core risk infrastructure at a Sequoia-backed company with strong momentum and runway
Apply now and help us build the future of payments at a global scale!
Similar jobs
Est. 157,500 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 85,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 140,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 150,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 175,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 140,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 90,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 65,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 120,000 USD
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing…
Est. 59,500 EUR
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…
Est. 147,500 USD
About Betterment Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness so…
Est. 97,632 USD
Why join us Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill…
Est. 97,632 USD
Why join us Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill…
Est. 97,632 USD
Why join us Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill…
About Us OpenFX is on a mission to move money as freely as data, unrestricted by time zones, banking hours, or legacy systems. We are building the infrastructure that will power the next generation of cross-border paymen…
Est. 62,500 EUR
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…
Est. 80,000 EUR
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…
Est. 212,500 USD
Flex is a growth-stage, NYC headquartered FinTech company that is creating the best rent payment experience. It’s hard to believe that it’s 2026 and paying rent on time is expensive, inflexible, and difficult. We’re here…
Est. 145,000 USD
ABOUT BASELAYER Every day, financial institutions make consequential decisions about which businesses to onboard and trust, in order to grow with confidence. Baselayer exists to make those decisions faster, more accurate…
Est. 170,000 USD
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…
Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their re…
Est. 132,000 USD
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…
Est. 62,500 EUR
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…
Est. 135,000 USD
About Us Riskified empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection…